FAQs

What happens when my term ends?

Last Updated:

January 16, 2024

If you do not pass away during your term, you have options when your term ends:

  • You can apply to extend your term to ensure you always have coverage.
  • You can apply for a new policy with a fresh term length and coverage amounts
  • You can decide to bypass extensions or not purchase a new policy

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*Estate Planning Tools are available with the purchase of an eligible policy; not available in some states.

**For people ages 40 and over, the average rate increase is 10% every 6 months. For all people regardless of age, the average rate increase is 6% every 6 months. Once you purchase, your rate is the same your whole term.

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