FAQs

What is cash surrender value of life insurance?

Last Updated:

January 9, 2024

Cash surrender value is the actual amount of money you will receive if you choose to terminate a permanent life insurance policy before its maturity date or death.


Cash surrender value is the actual amount of money you will receive if you choose to terminate a permanent life insurance policy before its maturity date or death.


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*Estate Planning Tools are available with the purchase of an eligible policy; not available in some states.

**For people ages 40 and over, the average rate increase is 10% every 6 months. For all people regardless of age, the average rate increase is 6% every 6 months. Once you purchase, your rate is the same your whole term.

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